Sector Compliance Breakdown

Which GICS sectors of the S&P 500 pass AAOIFI Shariah screening — compliance rates, where each sector fails (business vs financial screen), and median screening ratios per sector.

Methodology AAOIFI Shariah Standard No. 21 — sector aggregation Data source yfinance (Yahoo Finance) Universe S&P 500 Last updated 2026-08-18
11
GICS sectors
86%
Best: Information Technology
0%
Worst: Financials
50%
S&P 500 overall

Shariah compliance rate by sector

Sector detail

Sector Companies Compliant Rate Business fails Financial fails Dominant exclusion reason
Information Technology 73 63 86% 0 7 Market cap unavailable
Materials 25 18 72% 0 7 Debt/mktcap 70.5% >= 33%
Industrials 83 59 71% 13 10 Excluded sub-sector: Aerospace & Defense
Energy 21 14 67% 0 7 Interest/rev 5.3% >= 5%
Health Care 59 39 66% 0 18 Market cap unavailable
Consumer Discretionary 47 25 53% 11 7 Review sub-sector: Hotels, Resorts & Cruise Lines
Consumer Staples 34 17 50% 5 9 Market cap unavailable
Communication Services 23 9 39% 5 9 Review sub-sector: Movies & Entertainment
Real Estate 31 3 10% 0 28 Interest/rev 18.8% >= 5%
Utilities 31 2 6% 0 29 Interest/rev 8.8% >= 5%
Financials 76 0 0% 76 0 Excluded sector: Financials

Median AAOIFI ratios by sector

Sector Debt / mkt cap (< 33%) Receivables / mkt cap (< 49%) Interest / revenue (< 5%)
Information Technology 6.7% 2.2% 1.4%
Materials 20.5% 5.6% 2.0%
Industrials 12.1% 4.7% 1.4%
Energy 23.1% 5.0% 1.8%
Health Care 15.3% 5.4% 1.6%
Consumer Discretionary 13.9% 1.7% 0.7%
Consumer Staples 26.4% 4.1% 1.3%
Communication Services 27.7% 9.4% 2.4%
Real Estate 36.1% 1.8% 11.1%
Utilities 71.4% 5.7% 9.2%
Financials

Reading the breakdown

A sector can fail the screen two ways. The business screen excludes impermissible activities outright — conventional finance, alcohol, tobacco, gambling, defence — which is why Financials sit at zero regardless of their balance sheets. The financial screen applies the AAOIFI ratio thresholds to everything that survives, which is what removes capital-intensive sectors like Utilities and Real Estate (leverage) even though their business is permissible. Medians are computed over every screened company in the sector with available data.